Ginnie Mae Outstanding MBS Steady at $2T Threshold

first_img February 13, 2019 1,274 Views in Daily Dose, Featured, News, Servicing Tagged with: Ginnie Mae Ginnie Mae I MBS Ginnie Mae II MBS MBS The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Ginnie Mae Outstanding MBS Steady at $2T Threshold Demand Propels Home Prices Upward 2 days ago Share Save Subscribe Ginnie Mae Outstanding MBS Steady at $2T Threshold Ginnie Mae on Wednesday announced that issuance of its mortgage-backed securities (MBS) totaled $29.930 billion in January. A breakdown of its January issuance includes $28.661 billion of Ginnie Mae II MBS and $1.269 billion of Ginnie Mae I MBS, which includes $1.066 billion of loans for multifamily housing. A total outstanding principal balance of $2.053 trillion is an increase from $1.924 trillion in January 2018. In its previous report, Ginnie Mae MBS totaled $30.291 billion in December 2018 with the breakdown comprising 28.166 billion of Ginnie Mae II MBS and $2.125 billion of Ginnie Mae I MBS, which includes $1.977 billion of loans for multifamily housing. The past total outstanding principal balance of $2.042 trillion reflected an increase from $1.913 trillion in December 2017. As reported in an article by The Wall Street Journal in January 2019, Ginnie Mae had expressed concerned about risks from nonbank lenders, whose share of home loans has ballooned since the financial crisis. The agency, for the first time in years, demanded that lenders improve their financial metrics before receiving full approval to continue issuing mortgage bonds backed by them. According to the publication, the agency also conducted stress tests of business partners, to check on their monthly cash-flow obligations under reduced loan production and increased delinquencies.The article pointed out that thirty-four percent of securities issued by Ginnie Mae were serviced by nonbank lenders in 2014—the share of which has now increased to 61 percent. Two main reasons—a cooling housing market and mortgage refinancing falling to its lowest level in 18 years—have raised concerns about nonbank lenders’ ability to meet their financial obligations. It also noted that a failure on the part of these servicers, and losses thereafter could end up becoming a burden on the taxpayer.Ginnie Mae I MBS are modified pass-through mortgage-backed securities on which registered holders receive separate principal and interest payments on each of their certificates. These include single-family, multifamily, manufactured home and project construction loans. Ginnie Mae II MBS are modified pass-through mortgage-backed securities for which registered holders receive an aggregate principal and interest payment from a central paying agent. The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Ginnie Mae Ginnie Mae I MBS Ginnie Mae II MBS MBS 2019-02-13 Donna Joseph  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Why Half a Million Americans Are Homeless Next: FHFA: 30 Years of Protecting Homeowners The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Donna Joseph Servicers Navigate the Post-Pandemic World 2 days agolast_img read more

Is your business continuity plan up to date?

first_imgThe developing COVID-19 pandemic serves as a reminder to our industry of the importance of business continuity planning (BCP). It is not just worldwide health pandemics that should prompt businesses to create and maintain a BCP—natural disasters and other unexpected events also reemphasize the importance of preparedness.Most institutions likely follow the Federal Financial Institutions Examination Council’s (FFIEC) recommended BCP process, which includes a business impact analysis (BIA), risk assessment, risk management and risk monitoring and testing. And despite the FFIEC’s 2019 updates, some financial institutions are still behind.Is your institution’s BCP up to date? Ensure your organization is ready for the business landscape of the digital age by using these best practices. And don’t forget to review your plan with industry professionals who can evaluate your completed plan.Protecting Your DataWhile threats of physical loss or disruption caused by pandemics and natural disasters indeed pose risks, other threats to business continuity include disruptive data loss, breach or corruption—and these threats could affect any geographic region at any point in time. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Trojans head east to face Syracuse

first_imgIn his Wednesday meeting with the media, Lane Kiffin was asked if USC’s matchup against Syracuse and its up-tempo offense on Saturday would be like “basketball on grass.”Kiffin’s response: “It’s our job to change that. It’s our job to get a good pass rush going.”On their toes · Junior cornerback Nickell Robey and the USC defense will be tested against Syracuse’s passing game. Orange quarterback Ryan Nassib threw for 482 passing yards last weekend against Northwestern. – Chris Pham | Daily TrojanThe Trojans’ coach is aware of the obvious predicament: Syracuse can score.In its season opener against Northwestern last week, a 42-41 loss, the Orange amassed 596 total yards, including 482 by way of the right arm of quarterback Ryan Nassib, who set a school single-game passing yards record. Nassib, who in total tallied 512 yards, also managed to break program records for completions (45) and attempts (66).“You’ve got a quarterback who threw for more yards than anybody in the country,” Kiffin said of the 6-foot-2 senior signal caller, whose 482 passing yards place him atop the Football Bowl Subdivision after week one. “And a lot of people played football Saturday.”But after scoring more than 40 points in its opener, a 39-point win over Hawai’i, No. 2 USC (1-0) will be expected to keep pace with that fast-paced attack in the inaugural “New York’s College Classic.” With its unit highlighted by a handful of familiar names – senior quarterback Matt Barkley and wide receivers Marqise Lee and Robert Woods, among others — USC has scored at least 40 in five of its last six contests, spanning to last October. That’s to say its next matchup could very well become basketball on grass. Both can score.Saturday’s game is slated for a 12:30 p.m. kickoff at MetLife Stadium in East Rutherford, N.J. It will be the Trojans’ first road game of the season.“This is going to be a big test for our guys,” Kiffin said. “Last week we weren’t really tested much. We have to do better.”USC should, though, at least get a bit of a boost on defense after missing three starters against Hawai’i.Sophomore middle linebacker Lamar Dawson and junior cornerback Torin Harris insist they’ll be back in the lineup after being sidelined with injuries. Should they in fact suit up, Dawson will likely replace redshirt freshman Anthony Sarao, as sophomore Hayes Pullard moves back to his normal weakside linebacker position after temporarily starting in the middle against the Warriors.“Hopefully, I just get on the field, make plays and get everybody lined up,” Dawson said.Similarly, Harris should displace another makeshift starter in sophomore Anthony Brown, who will slide over to the nickel cornerback slot. Senior defensive end Wes Horton’s status, though, remains unknown.Even with their absence, the Trojans managed to force four turnovers against Hawai’i, including two interceptions. And as Syracuse (0-1), under fourth-year coach Doug Marone, plans to throw upward of 50 times, players don’t appear fazed — not yet anyway.“I like any team that likes to throw,” said junior cornerback Nickell Robey. “I’m up for it. It gives me another chance to break on routes, bait up defenders, bait up quarterbacks.”Though Kiffin suggested keeping the game at a slower pace as a result of the Orange’s no-huddle offense, USC hardly appears uncomfortable playing at a faster tempo. A week ago, it jumped out to a 20-0 lead in less than 12 minutes, highlighted by touchdowns of 75 and 31 yards. Not to mention it threw the ball 30 times in the opening half and later a 100-yard kick return from Lee.Named Pac-12 Player of the Week, Lee, in particular, has been explosive as of late. Since last November — which encompasses five games — the sophomore wideout has caught 49 passes for 806 yards and seven touchdowns. And USC, as a result, has been 5-0.“A few guys in our group are explosive,” said Tee Martin, USC’s first-year wide receivers coach. “But Marqise does a good job of running past people and threatening people deep down field. He was that last year and this year hopefully we can get him to continue to do that. He’s a big-play type receiver.”All week long, USC has been contending its foremost priority is slowing down Syracuse and preventing big plays, but its own ability to score and score quickly might serve it well enough as it looks to beat the Orange for the fourth time in the four meetings between the programs.“We want to be able to start well again,” Kiffin said. “We’ve been fortunate to do that.”last_img read more

County GAA championships reach business end

first_imgToday’s other fixtures are as follows:Tipperary Water County Intermediate Hurling Championship Semi-FinalsLattin-Cullen Gaels V Newport 2.00pmThurles Sarsfields V Sean Treacys 3.30pmBoth matches will be played in Pairc Ciocaim, Dundrum. There’s a double header in Cahir – defending champions Clonmel Commercials meet Arravale Rovers at 2.30pm with the clash Kilsheelan-Kilcash and Ballyporeen getting underway at 4.00pm.At the same time in Leahy Park, Cashel, Loughmore-Castleiney will battle it out for a place in the last four. Tipperary Water County Intermediate Football ChampionshipGolden-Kilfeacle V Father Sheehys 2.00pm at Leahy Park, CashelMoyne-Templetuohy V Fethard 2.30pm in Boherlahancenter_img Tipperary Water Minor B Hurling Championship FinalCashel King Cormacs V Skeheen/Clonmel Og 2.00pm in New Innlast_img read more

8 AAF players with the best chances to make an NFL roster

first_imgAAF TRACKER: Follow which Alliance players have signed in the NFLObviously success in the AAF won’t necessarily translate to success in the NFL. Just because you shined against players who couldn’t even get a practice squad spot doesn’t mean you’re suddenly ready to start. But there are a few players who made a case to at least get an invite to training camp.Let’s take a look at some of them.AAF TIMELINE: Events that led to league’s demiseQB Garrett GilbertGilbert was likely going to be the AAF’s first MVP if the league made it that far. The quarterback, who turned down an NFL futures contract to play in the AAF, shined in his eight games. He completed 60.6% of his league-high 259 pass attempts for a league-high 2,152 yards and 13 passing touchdowns. He had just three interceptions, which is fewest among QBs with at least 80 pass attempts (or 10 attempts per game). He also ran for a score, and caught a touchdown. He also led the league in yards per attempt (8.3) and QB rating (102.0).He did have some struggles late in the season, but his bad games looked like other quarterback’s good games in the AAF. He didn’t tear teams apart, so he’s not getting a starting NFL job any time soon, but he played well enough I could see him earning a backup role somewhere. Update: Gilbert has signed with the Browns, per note: Gilbert is really the only QB who showed much promise. Luis Perez had some buzz early in the season, but really started to struggle and was even benched at one point. Zach Mettenberger played really well, but had a small sample size due to his injury. John Wolford was the second-best QB statistically, but wasn’t that impressive.WR Charles JohnsonGilbert and Johnson complimented each other well on the Apollos. Johnson earned Pro Football Focus’s highest grade for a receiver (85.5) in the league as he led the AAF in receiving yards (687) and receptions (45). PFF says Johnson quarterbacks had a 123.8 passer rating when throwing in his direction, which is pretty remarkable.Johnson was a seventh-round pick in 2013 and spent some time in the NFL before winding up in the AAF. He struggled with injuries during his short time in the NFL and could never quite stay on a roster. But maybe now that’s he’s finished as the AAF’s all-time leading receiver, teams might take another look at him.Update: Johnson has signed with the Eagles.Position note: Commanders WR Mekale McKay could draw some interest from teams as well. He earned the nickname “Big Play McKay” as he led the AAF (out of receivers with 10+ catches) in yards per catch (17). Stallions WR De’Mornay Pierson-El could be a nice slot receiver option as he finished with the fourth-most receptions. PFF says Pierson-El forced nine missed tackles after the catch, most in the AAF.WR Rashad RossRoss finished with PFF’s second-highest grade for a receiver (83.2) and wasn’t too far behind Johnson in terms of production. Ross caught a touchdown in all but two games, and in one of those games he was clearly dealing with a bad injury so he wasn’t quite his full self. He ended up leading the league in touchdown catches (7).Ross managed to finish with at least 50 receiving yards in every game this season, making him a very consistent threat. Similar to Johnson, Ross bounced around some NFL teams. He was on a different roster eight times before landing with the Hotshots. Update: ESPN’s Adam Schefter reports Ross has signed with the Panthers.RB D’Ernest JohnsonJohnson did a lot with very little. He wasn’t used in heavy rotation like other backs in the AAF, but he turned his 64 carries (7th in the league) into 372 rushing yards (2nd in the league) which comes out to 5.8 yards per carry. He also caught 22-of-30 targets for 220 yards (most for a running back) giving him 592 scrimmage yards on the year (2nd in the league).He finished with PFF’s highest grade for a running back (78.2) as he was pretty dominant with the ball in his hands. From PFF’s Cam Mellor: “[Johnson forced] 12 missed tackles on just 65 attempts while averaging 3.40 yards after contact per attempt and leading the league with 13 carries of at least 10-plus yards.”I’m not sure what role Johnson would have in the NFL, but he put on enough impressive tape to warrant a camp invite.Position note: Iron RB Trent Richardson finished with the most touchdowns in the league, but overall he wasn’t too impressive. He was a good goal-line runner, but is that valuable in the NFL? Jhurell Pressley led the league in rushing and could also get some looks, although his play wasn’t too eye-popping.S Derron SmithSmith earned PFF’s “Player of the Year” honors as he finished with the highest overall grade of all players (93.1). The Commanders safety is better in coverage than run defense, as he finished with three interceptions and eight pass deflections.Smith was a fifth-round pick by the Bengals in 2015 and lasted two seasons with them. He’s only 27 years old, so it’d seem silly for a team to not give him an opportunity considering the production he had in the AAF. He’s not quite starter material right now, but he’d provide solid depth for a club in need.Update: The Vikings announced they signed Smith.CB Keith ReaserSo this is sort of cheating as the Chiefs have already reportedly signed Reaser. But I promise he was going on this list anyways. Reaser was No. 1 on my defensive MVP awards list at the midway point of the season and he played just as well in the three games that followed.Reaser had PFF’s second-highest overall grade (92.7) finishing with three interceptions, seven pass breakups and no touchdowns allowed.Update: Commanders CB De’Vante Bausby signed a deal with the Broncos, per The Athletic. Commanders CB Duke Thomas signed with the Vikings.Position note: Iron CB Jamar Summers started off the season really well, but fell off a little bit towards the end. He still played well enough to likely pique the interest of some teams. EDGE Damontre MooreThe former third-round draft pick by the Giants didn’t last in the NFL mostly due to off-field issues. He put those aside and absolutely dominated in the AAF as a pass rusher. He earned a 90.8 overall grade from PFF as he tallied 7 sacks with 25 quarterback hits (league-leading). He also forced two fumbles and had four pass deflections.He had 41 pressures on 220 pass rushes, per PFF, which is a high rate for an edge defender. Assuming his off-field issues are past him, there’s no reason not to take a chance on 26-year-old pass rusher. Update: Moore has signed with the 49ers, the team announced.Position note: Stallions edge defender Karter Schult played really well, but he’s a bit undersized for his position. I imagine there’d be interest in him due to just how well he played, but it’ll be interesting to see if his production keeps up in the NFL.EDGE Jayrone ElliottElliott was almost as dominant as Moore was, earning an 87.7 grade from PFF. He led the league in sacks (7.5) and forced four fumbles. From PFF’s Mellor: “Elliott led the league with his 91.9 pass-rushing grade and finished with 13 of his 28 total pressures resulting in sacks or hits on the quarterback.”Elliott spent some time on the Packers after going undrafted in 2014. Packers beat writer Mike Clemens said Elliott “had a tremendous training camp in 2014, had some good games in 2015. The rest is a mystery.” Elliott is just 27 years old and after putting up 7.5 sacks in 8 games it seems like he should at least get a camp invite.Update: Elliott has signed with the Dolphins.Kickers/PuntersIf you didn’t follow the AAF you may not know the rules didn’t exactly favor kickers. There were no kickoffs or extra points in this league, so seeing kickers was a pretty rare occasion. Nevertheless, a few of them shined in limited action.There were three kickers who were perfect this season:Nick Rose: 14-of-14, 54 longYounghoe Koo: 14-of-14, 38 longElliott Fry: 14-of-14, 47 longI’m not saying all of these guys will get a look at an NFL roster, but teams might want to look at them if there’s an injury or they just want some competition. Rose is a good candidate as he was on the Chargers’ roster in the playoffs for his kickoff ability.  The Alliance of American Football has suspended its football operations, and announced Thursday players from its league are now eligible to sign with NFL teams.Players in the AAF didn’t get a full opportunity to impress NFL clubs. The league ended just after its eighth week out of 10 in the regular season. But some players clearly shined more than others and if an NFL team watched any of the games, they no doubt saw potential in some of the players. As for punting, Colton Schmidt seems like he’d be a lock for a roster spot. He led the league with 44 punts, booting them for 2,024 yards (46 yard average) with a 42 net average. For reference, that net average would rank seventh among NFL punters last season.Not only did Schmidt boom it deep, but he often pinned teams inside the 20-yard line.Update: Rose and Koo have reportedly scheduled workouts with the Bears.last_img read more

Classy Emerging Stars finish job in Mauritius

first_img0Shares0000Piston Mutamba and James Mazembe celebrate after scoring against Mauritius in the 2020 Olympics Qualifier at the Kasarani Stadium in Nairobi on November 14, 2018. PHOTO/Raymond MakhayaNAIROBI, Kenya, Nov 18 – The Kenya Under-23 team have progressed to the second round of qualification for the 2020 Olympic Games in Tokyo after beating Mauritius 3-1 in the first round return leg in a rainy Port Louis on Sunday to go through 8-1 on aggregate.Goals from Piston Mutamba, Ovellah Ochieng and James Mazembe ensured the team progressed without difficulty and will meet the winner between Seychelles and Sudan. This second round of qualification will be played between March 18-26 next year, around the same time the senior team Harambee Stars will be away to Ghana in a 2019 African Cup of Nations Qualifier.Head coach Sebastien Migne said he will not call up any players from the Under-23 to the senior team if they qualify and will let coach Francis Kimanzi have his strongest squad available.In the return leg, Kimanzi made changes from the team that started the first leg last Wednesday at Kasarani.Ulinzi Stars keeper Timothy Odhiambo started in goal ahead of Brian Bwire while Mike Kibwage partnered skipper Joseph Okumu in defense at the expense of Johnston Omurwa.Sony Sugar’s Tobias Otieno was handed a starting role in midfield ahead of Sofapaka’s Teddy Osok while Adballah Ahmed and Jaffary Owiti started upfront.Lanky Sofapaka striker Piston Mutamba put the young Stars ahead after 40 minutes rising highest inside the box to nod home a Yussuf Mainge  corner.Kimanzi’s boys finished the job in the second half, Ovellah Ochieng striking a superb freekick from 20 yards out before James Mazembe who also scored in the first leg put the icing on the cake with a goal straight from a corner kick.In added time, Mauritius ensured they got a consolation off the two legged tie with a well taken goal from a freekick at the edge of the box.0Shares0000(Visited 3 times, 1 visits today)last_img read more

What Do I Do Now to Setup Next Year?

first_imgDevelop dream client target lists. You need a list of dream clients. You need a list of clients who, were you to win their business, your organization would reach its potential. These dream clients are the prospective clients for whom you can create breathtaking, earth-shattering, jaw-dropping value. Your dream clients will be willing to pay for the value that you create. No one should start the year without calling their shots. Name the dream client accounts you are going to win from day one.Develop a dream client pursuit plan. If you are going to win these dream client accounts, you are going to need a pursuit plan. You are going to need to identify all of the actions that you need to take to open an opportunity within these client accounts. Your pursuit plan may mean that you need to have multiple people within your organization calling on multiple people within their organization. It may mean that you ask existing clients to make introductions to their peers within that dream client company. Be creative, and develop a pursuit plan that allows you to open and win opportunities within your dream client accounts.Develop a “nurture toolkit.” Pursuing your dream client accounts will require that you nurture relationships. To do that you’re going to need a set of tools. You’re going to need value creating emails that prove you know how to help your dream clients, but that make no ask. You’re going to need white papers that explain some idea your dream clients will care about, again with no ask. You may also need case studies. And articles that create value should also be part of your toolkit. It doesn’t matter what it is that you include in your toolkit as long as it provides your dream client with real, actionable value. By nurturing your dream client accounts, you increase the odds of getting a “yes” to your request for a meeting. Nurturing your dream clients will help you open opportunities faster.Establish goals and key performance indicators. Dream client targets are important, but so are the everyday outcomes sales organizations are built on. How many dream clients do you need to win in Q1? How many dream clients do you need to win in the course of the year? What are your revenue goals for each month, quarter, and a year? What are the key activities that you need to measure that will ensure that you reach your goals? You need to do this work before the year even starts. By providing goals and key performance indicators, you can stay on course and massively increase the likelihood of reaching your goals.Plan a sales year kickoff meeting. It’s not uncommon for sales organization to wade into the year. The first week in January is no different than the last week of December. There’s no excitement, no hype, nothing new. This is a mistake. Even if you can’t afford a massive kickoff meeting with professional speakers, award ceremonies, dinners, and parties, you need to do something. You need to create excitement and hype for the coming year.Establish a lost deal pursuit plan. You should not have lost some of the deals that you lost last year. Giving up and going away is not a strategy for pursuing your dream client accounts. How do you know that they are happy with the decision they made? Why have you allowed them to believe that you’ve given up and gone away? If the deal you pursued last year was worth having, it’s worth pursuing again this year. Develop that plan, and stay in front of them so that when a shred of dissatisfaction develops, you are standing there waiting in the wings.Develop 12 training modules (or more!). Don’t start the year without a plan to deliver at least 12 training modules to your sales force. Your salesforce can always use training on prospecting. They can always use training on creating value for customers. The people that make up your sales team will never fail to benefit from training around the language they need to use to be effective with your prospective customers. Twelve training modules is good, but 52 training modules is better. Even if you deliver these as a team huddle each week, you set the tone that you are learning organization, and each salesperson is responsible for getting better from week to week.Ensure your pipeline is up to date. Your pipeline is full of trash. Much of what is in there is irrelevant, incorrect, useless, and needs to be deleted. Many of the opportunities in your pipeline are just leads. You need to delete the non-opportunities in your pipeline, even if you have to declare pipeline bankruptcy.Make sure you start with your full headcount. If your quota is $20 million spread across ten salespeople, starting with six salespeople insures that you fail to meet your number. You need to start the year with a full headcount. If your budget allows for ten salespeople, ensure that you start the year with all ten salespeople. Each month that goes by without a salesperson makes it increasingly likely that you miss their portion of your quota. Hiring is the most difficult task in any organization, but especially a sales organization. Put the time in now, to make sure you start the year fielding a full team, and the best team you are capable of fielding.last_img read more

India vs New Zealand: Hardik Pandya’s calculated assault was magnificent, says Gavaskar

first_imgBrief Score, 5th ODI: India 252-all out (49.5 overs) vs New Zealand in Wellington. Rayudu (90), Hardik (45); Henry (4/35), Boult (3/39). (Full Scorecard)Former India captain Sunil Gavaskar said he enjoyed watching Hardik Pandya’s late blitz in the ongoing fifth ODI vs New Zealand at the Westpac Stadium in Wellington on Sunday.Gavaskar said Hardik Pandya’s cameo (a 22-ball 45) has boosted the morale of the Indian team, which was reeling at 18/4, days after being bowled out for their lowest-ever total (92) in Hamilton in the third ODI.Pandya had walked into bat at a better situation as Ambati Rayudu (90) and Vijay Shankar (45) had stabilised the team with a 98-run stand for the fifth wicket. After the latter’s dismissal, Rayudu added 74 runs for the sixth wicket with Kedar Jadhav (34).Pandya took it upon himself after Jadhav’s dismissal and launched a fierce onslaught. He smashed leg-spinner Todd Astle for three consecutive sixes in the 47th over and helped push India past the 250-run mark. A pull over the mid-wicket boundary off Trent Boult and a scoop against a Matt Henry yorker were, as Gavaskar points out, delightful.”There was no desperate hitting today at all. It was a calculated assault. It was magnificent to watch, it was delightful to watch. He [Hardik], with those hits, apart from the runs that have been added also lifts the mood in the dressing room. He has got those 40-50 extra runs,” Gavaskar told Star Sports.5th ODI: India vs New Zealand live score and updatesStressing Hardik can be promoted to bat higher up the order, the batting great added: “Yes, this is exactly what the Indian team wants from him. That is the reason, he was held back and Vijay Shankar and Kedar Jadhav were sent ahead. But sometimes, why not give him a few more overs?advertisement”Instead of the last 10 overs, if he gets to bat may 15 overs, those extra five overs could mean another 25 or even 45 runs.”Innings Break!A 22 ball 45 run cameo from @hardikpandya7 propels #TeamIndia to a total of 252 runs. Will the bowlers defend this total in the 5th and final ODI?Scorecard – #NZvIND (@BCCI) February 3, 2019Hardik Pandya has made an immediate impact after returning from his ban over controversial comments on Koffee With Karan. The Baroda all-rounder had picked up two wickets and took a stunning catch to dismiss Kane Williamson in the third ODI in Mount Maunganui last week.Rayudu unlucky to miss out on hundred: GavaskarMeanwhile, Gavaskar also pointed out that Ambati Rayudu has learnt from his mistake from the 4th ODI in Hamilton. Rayudu was dismissed for naught after he tried to counter-attack when his team was in trouble in Hamilton. The lack of fight from the middle-order after a rare failure from the top-order saw India getting bowled out for 92.However, Rayudu didn’t panic even as he consumed quite a lot of dot balls towards the start of his innings. The Andhra Pradesh batsman paced his innings well and finished with 90 from 113 balls.”There were questions being asked after he got out in the previous game [Hamilton]. The situation was similar and he had looked to play the aggressive game and got out. He has learnt from that,” Gavaskar said.He added: “Today the first 20 deliveries, he scored only one run and then another 11 odd runs in the next 20 deliveries because that was the time the New Zealand bowling was at its top.”When the innings started to stabilise, he opened his shoulders and upped the ante. Unlucky to have missed out on the hundred.”Also Read | Holder dedicates West Indies 10-wicket win over England to Joseph’s late motherAlso Read | I am almost back to 100 per cent, says Ravichandran AshwinAlso See:last_img read more

Young: Man Utd haven’t given up on title

first_imgManchester United Young: Man Utd haven’t conceded defeat in title race Chris Burton 06:55 3/4/18 FacebookTwitterRedditcopy Comments(1) Ashley Young Manchester United Getty Manchester United Premier League The Red Devils sit 16 points adrift of arch-rivals Manchester City, but an experienced head insists they will continue to challenge on all fronts Jose Mourinho may have conceded defeat in the Premier League title race, but Ashley Young is not giving up on Manchester United just yet.The Red Devils opened the 2017-18 promising to compete for the English top-flight crown.They have, however, been unable to sustain a challenge, with Manchester City having opened up a 16-point advantage over their arch-rivals. Article continues below Editors’ Picks Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. A Liverpool legend in the making: Behind Virgil van Dijk’s remarkable rise to world’s best player That has led Mourinho to admit that the trophy will elude him, but Young insists United will continue to compete for as long as it is mathematically possible to bridge the gap.”Until the points tally (confirms it) is over, we won’t say that we are going to give up,” the experienced England international told ESPN FC.”It’s about picking up points home and away, picking up wins.”A lot will be said about the way you pick up points, but when you come to the end of the season, that is the main thing – picking up points – and that’s exactly what we will be looking do.”We have to make sure that we keep winning.”We say before every game that it is another important game, but every game is important now leading up to this final run towards the end of the season.”United’s next outing will see them focus on Premier League matters, with a trip to Crystal Palace set to be made on Monday.After that, a grudge match against Liverpool will be staged at Old Trafford before attention shifts to knockout competition and the second leg of a Champions League last-16 encounter with Sevilla and a FA Cup quarter-final clash with Brighton.Young is hoping to help keep the Red Devils competing on multiple fronts, with there still all to play for approaching the business end of the season.The versatile 32-year-old added: “We are in a lot of competitions; there are points to play for and cups to play for.”That’s what every footballer wants to do; you want to be in the big competitions to go and have a chance to win them.”And when we come to the game on Monday, hopefully we will be saying we got the three points.”last_img read more

Texas A&M Football: This Awesome “Gig ‘Em” Cake Looks Too Good To Eat

first_imgA general view of Texas A&M fans at a game.COLLEGE STATION, TX – OCTOBER 08: Texas A&M Aggies fans cheer from the stands in the first half of their game against the Tennessee Volunteers at Kyle Field on October 8, 2016 in College Station, Texas. (Photo by Scott Halleran/Getty Images)College sports-themed celebratory cakes seem to be a hot trend. Lollie Houch of LollieCakes of Baytown, Tex., has gotten in on the act, and here’s a look at a gorgeous Texas A&M “Gig’em” cake she created.That looks incredible, almost too nice to eat. For good measure, Lollie also made some Aggie-related sugar cookies.Texas A&M cookies! Whoop! #lolliecakes #sugarcookies #tamu #a&m #whoop #gigemaggiesPosted by LollieCakes on Friday, June 12, 2015Aggie fans, if you’re in the mood for some baked goods, hit her up.last_img read more