MTN Ghana (MTN.gh) 2013 Annual Report

first_imgMTN Ghana (MTN.gh) listed on the Ghana Stock Exchange under the Technology sector has released it’s 2013 annual report.For more information about MTN Ghana (MTN.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the MTN Ghana (MTN.gh) company page on AfricanFinancials.Document: MTN Ghana (MTN.gh)  2013 annual report.Company ProfileMTN Ghana is the leading provider of mobile telecommunications services in Ghana. The Company has over 17.83 million subscribers with a market share of approximately 55.09% as at December 2017. MTN Ghana, in line with its vision and mission, continues to lead the delivery of a bold new Digital World to customers and to make their lives a whole lot brighter. MTN Ghana is listed on the Ghana Stock Exchangelast_img

3 FTSE 100 stocks I’d buy for the dividends

first_img Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Jay Yao 3 FTSE 100 stocks I’d buy for the dividends Image source: Getty Images Enter Your Email Address Simply click below to discover how you can take advantage of this. Many companies with competitive advantages and immense scale are part of the FTSE 100. The index is composed of many of Britain’s leading companies, after all. Few companies have the necessary traits to be FTSE 100 stocks I’d buy and hold for their dividend, however. My standards are more exacting for those stocks as they would have to be pretty dependable in tough times, in my view.Given the criteria, here are three that I’d buy.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…A leading alcohol companyFTSE 100 stock Diageo (LSE: DGE) is a leader in spirits. Because it has many strong brands and scale, Diageo has competitive advantages.Diageo has an admirable dividend history. Management has raised the yearly total normal dividend consecutively for more than two decades and the company even increased its annual dividend despite the coronavirus outbreak. As a result of the dividend raises, Diageo paid a total dividend per share of 69.88p for the last fiscal year. Many investors expect demand for Diageo’s spirits to increase once the world fully controls the pandemic and bars fully reopen. With a considerable presence in emerging markets and pricing power given its brand strength, I think Diageo has a lot more dividend growth potential in the future. For the stock to do well, management will have to deliver, given that it’s trading at around a forward price-to-earnings (P/E) ratio of 25.66. If the company’s results don’t meet market expectations, the stock might disappoint (and the share price will likely fall).FTSE 100 stock for the dividend: A leading consumer stapleFTSE 100 stock Unilever (LSE: ULVR) is one of the largest consumer staples companies in the world. With a portfolio of many leading brands, good management, and marketing savvy employees, Unilever has done well in terms of selling consumers basic household products that they want to buy.As a result of this good execution, Unilever has increased its annual normal dividend per share for more than three decades. As it stands, the company paid a total dividend of €1.61 for the year ended 31 December 2019, and the market expects Unilever to pay a higher dividend for 2020. Currently, the stock has a dividend yield of around 3.22% at its present share price.Long term, I think there is risk if Unilever management were to make a bad deal in M&A or if the company doesn’t execute as well as the market expects. Nevertheless, given the stock’s dividend history and its competitive advantages, I’d buy the stock. Another leading consumer stapleFTSE 100 stock Reckitt Benckiser Group (LSE: RB) is another leading consumer staple that has many of Unilever’s competitive advantages. Although it’s smaller than Unilever in many aspects, Reckitt Benckiser also has a number of leading consumer brands and a great marketing department.Reckitt Benckiser also pays a pretty decent dividend in my view, with a dividend yield of around 2.73% at current prices. With a forward P/E of around 20, I reckon Reckitt Benckiser looks attractively priced given its defensive qualities.Going forward, I think the increasing popularity of e-commerce will be important for Reckitt Benckiser. If management adjusts to the e-commerce trend well, I think the company could potentially have substantially more customers and perhaps more growth.Like Unilever, however, Reckitt Benckiser management will need to execute in order for the stock to do well. If the execution or sentiment worsens, the stock could lag.center_img Jay Yao has no position in any of the shares mentioned. The Motley Fool UK has recommended Diageo and Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Click here to claim your free copy of this special investing report now! 5 Stocks For Trying To Build Wealth After 50 Jay Yao | Wednesday, 27th January, 2021 | More on: ^FTSE DGE RKT ULVR Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.last_img read more

On This Day: Medal of Honor Created

first_imgShare on Facebook Tweet on Twitter LEAVE A REPLY Cancel reply UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Please enter your name here Florida gas prices jump 12 cents; most expensive since 2014 Please enter your comment! TAGSHistory ChannelMedal of Honor Previous articleCouncil to Review City Center Agreement at WorkshopNext articleTips to help moms sleep better during back-to-school transitions Denise Connell RELATED ARTICLESMORE FROM AUTHOR Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom On this Day in History: July 12, 1862From The History ChannelPresident Abraham Lincoln signs into law a measure calling for the awarding of a U.S. Army Medal of Honor, in the name of Congress, “to such noncommissioned officers and privates as shall most distinguish themselves by their gallantry in action, and other soldier-like qualities during the present insurrection.” The previous December, Lincoln had approved a provision creating a U.S. Navy Medal of Valor, which was the basis of the Army Medal of Honor created by Congress in July 1862. The first U.S. Army soldiers to receive what would become the nation’s highest military honor were six members of a Union raiding party who in 1862 penetrated deep into Confederate territory to destroy bridges and railroad tracks between Chattanooga, Tennessee, and Atlanta, Georgia.In 1863, the Medal of Honor was made a permanent military decoration available to all members, including commissioned officers, of the U.S. military. It is conferred upon those who have distinguished themselves in actual combat at risk of life beyond the call of duty. Since its creation, during the Civil War, more than 3,400 men and one woman have received the Medal of Honor for heroic actions in U.S. military conflict.For more information on this day in history and for videos, go here. You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment.last_img read more

2 in 1 House / Pantang studio

first_img Photographs Architects: Pantang studio Area Area of this architecture project ArchDaily CopyAbout this officePantang studioOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesBangkokOn FacebookThailandPublished on October 23, 2019Cite: “2 in 1 House / Pantang studio” 23 Oct 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save想阅读文章的中文版本吗?曼谷二合一住宅 / Pantang studio是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/927018/2-in-1-house-pantang-studio Clipboard Year:  Photographs:  Apinine Thassanopas Lead Architects: Area:  200 m² Year Completion year of this architecture project 2 in 1 House / Pantang studioSave this projectSave2 in 1 House / Pantang studio CopyHouses•Bangkok, Thailand “COPY”center_img 2 in 1 House / Pantang studio Save this picture!© Apinine Thassanopas+ 17Curated by Paula Pintos Share Projects 2019 “COPY” City:BangkokCountry:ThailandMore SpecsLess SpecsSave this picture!© Apinine ThassanopasRecommended ProductsDoorsSaliceSliding Door System – Slider S20DoorsJansenDoors – Folding and SlidingWoodEGGERLaminatesDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcText description provided by the architects. This project is a renovation work of a townhouse located in the Ekamai neighborhood in Bangkok, Thailand. The singularity of this project comes from the unusual requirements of our client in terms of uses. In fact, the concept is to transform this three storey building into a residential place that can either be used as a single house on three floors or as two independent housing units, with a ground floor residence and an upper one, like a duplex. The question then was “how to fit two houses in one”? In order to answer this problematic, we analyzed the plans of the existing building and defined the stairwell as the central element of our new project in terms of flexible uses, light, ventilation and design principle.Save this picture!© Apinine ThassanopasSave this picture!Axonometric diagramSave this picture!© Apinine ThassanopasIn order to ensure flexibility in uses, the stairwell becomes an adaptable element. If the building is inhabited as a single house, the stairs are the private vertical circulation that distributes the three floors. If the ground floor and upper floors are independently used as two housing units, the stairwell can be isolated by closing a gate and thus becomes the main entrance of the “upper residence” with an entrance on the side street while the ground floor residence is accessible by the front of the building. The two units are then totally independent and privacy is ensured for users.Save this picture!© Apinine ThassanopasIn this project, the stairwell is more than just a circulation. It is the core of the project as it brings natural light and ventilation to the whole building. This vertical space has been transformed from a classic indoor circulation to a semi-outdoor space in connection with its tropical environment. Concrete blocks and wooden screens provide intimacy to the inhabitants while providing natural daylight into each floor and allows natural ventilation to flow along. Save this picture!© Apinine ThassanopasThrough the stairwell, we can also read the design principle that gives its identity to the whole project. Natural and rough materials such as tropical wood steps and screens or concrete blocks and stone surfaces are emphasized by the predominance of white surfaces and minimal lines. Therefore, a lot of vegetation comes to contrast the simplicity of the design and gets along with the tropical feeling we wanted to feature in the house. From the outside, we kept the “single house” character of the building by keeping its original shape. Only the new floating deck and its white steel structure come to underline the contemporary look of the project.Save this picture!© Apinine ThassanopasProject gallerySee allShow lessSOM Designs an Office Building in the Heart of Buenos AiresArchitecture NewsItaly Reveals its CRA-Designed Pavilion for Expo 2020 DubaiArchitecture News Share Thailand Suvitchpong Asanachinta , Arthur Vergne ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/927018/2-in-1-house-pantang-studio Clipboard Houseslast_img read more

uberGIVING collects over 3,500 donations for Cancer Research UK in 5 hours

first_img“At Cancer Research UK, we rely entirely on the generosity of the public to fund our life-saving research, and donations to our shops are an absolutely vital part of our fundraising. We’re really excited to be working with Uber on this initiative. Cancer Research UK has nearly 600 shops across the UK so finding new and imaginative ways for people to donate their unwanted items is really exciting.”  133 total views,  1 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Melanie May | 8 June 2018 | News  134 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis26 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis26center_img Tagged with: corporate Donated goods donated services More than 3,500 bags of items were donated in five hours to Cancer Research UK charity shops through uberGIVING on 2 June.The initiative took place in ten UK cities and donations given via uberGIVING included a piano, a guitar, a brand-new tablet, TV sets and a full set of living room furniture. More unusual items donated included a Nintendo, circus stilts and a breast pump, with over 1,400 collections taking place in total, and London, Manchester and Leeds giving the most.A survey of 2,000 people by Uber suggests that while people in the UK give an average of £60.27 to charity annually, they could increase their donation value tenfold if they gave their spare goods to charity shops. It suggests that in the UK, people are sitting on £605 in unwanted and unused items that could be given to charity, and that if all of Britain’s households sent their spare goods to charity shops, they could raise an extra £16bn for good causes.When they do have a clear out, the survey found, 28% throw unwanted items in the bin, while 21% take them to the tip. Among the most common spare items were old smartphones with 41% having an old handset they could give away, old televisions (42%), old laptops (39%), power tools (35%) and golf clubs (16%). The average UK consumer also has four DVDs, five books, five CDs and five items of clothing they could happily part with.Tom Elvidge, General Manager of Uber in the UK, said:“UberGIVING is one of our favourite initiatives and is the perfect opportunity for people to give items to charity and let Uber do the work. Many people are unable to get to a convenient local charity shop due to busy schedules, yet have lots of unwanted items taking up space. We are proud that Uber can step in and be of service.”Caro Evans, director of partnerships at Cancer Research UK, added: Advertisement uberGIVING collects over 3,500 donations for Cancer Research UK in 5 hourslast_img read more

No letup in capitalist crisis

first_imgDespite all the soothing talk about the economy picking up, there can be no doubt that the gurus of Wall Street and their colleagues in government expect a rocky road ahead. The Eccles Building in Washington, D.C., the Federal Reserve Bank’s headquarters.That was the message conveyed when the Federal Reserve Bank announced on Sept. 17 that it had decided not to raise the interest rate, which has been at a historic low, barely above 0 percent. This means that it will continue to be super easy for corporations and banks to borrow money from the government. That in turn is supposed to stimulate the economy and create jobs. Or so they say. However, much of the money being borrowed today by the wealthy is not to increase production in any way that might “trickle down” into more jobs for the working class. They spend it in the billions on speculative items — art, real estate, luxury goods — all of which have risen in price to spectacular heights. A painting by Paul Gauguin was recently resold for $300 million. A penthouse in Monaco is currently on the market for $400 million. Such astronomical amounts being spent by the super-wealthy on their personal possessions are becoming the new norm.But even after spending such enormous sums, the super-rich are still awash in money. So why don’t they invest it in production?Capitalism at a dead endHere is where the total irrationality of the capitalist system comes in. In this high-tech age especially — when it is actually possible for all humankind to quickly leave behind the drudgery of the past and have machines do most of the work, with everyone enjoying a comfortable existence — the capitalist profit motive instead leads to shutdowns, mass layoffs and spreading poverty.Without saying “he told you so,” it is more relevant than ever to understand the workings of this particular economic system, which was unraveled 150 years ago by Karl Marx in his landmark book on capital. It was Marx who proved that the exploitation of human labor is what creates all the wealth enjoyed by the ruling class. Machines themselves can be made to do much of the work in place of people, but they do not add new “value.” Only human labor produces more value than it costs. However, machines do provide their owners with a competitive edge — until the new machines become widely used in a particular industry. Then the race is on to find even newer technology that can do the job with even fewer workers.Since the crash of 2008, the capitalist system worldwide has been in a quandary, and unemployment has remained high, even as new technology —  particularly digital — has transformed work and communications. There is no going back to the old days. In recent years, some new plants have been opened in the U.S. with much fanfare. They have cost hundreds of millions, even billions of dollars, yet they rarely employ more than a few hundred workers. (See Fred Goldstein’s book, “Capitalism at a Dead End.) Tens of millions remain jobless, many not counted because they have given up looking for nonexistent jobs.The situation is even worse in most other developed capitalist countries, and is disastrous in much of the developing world.But in the long run, fewer workers actually working means less profits for the bosses. The whole system becomes a house of cards, propped up by countless shady deals, mergers and the narcotic of military production (paid for by the workers’ taxes). Even in the U.S., capitalism has become increasingly unpopular. Various politicians seeking to reform the system are popping up here and in many other countries. They are attracting support and promise to make things better. But a little bandaid on a gaping wound is not the answer to a system in deep crisis.Capitalism has to be replaced by an economic system based on social ownership of the means of production. That’s what socialism means: abolishing private ownership of the economy (not your personal property) and developing a plan for production to satisfy human needs.  — which in these days very much means a plan to restore the earth to health while making sure everyone shares equitably in what is produced. It also means affirmative action to erase the vast injustices of colonialism, racism, sexism and the cruelties inflicted on people because of their sexual orientation. Whether interest rates go up or down, whether the system falls into another catastrophic crash of the financial markets or just continues to grind down the workers into ever deeper poverty, the movements for social justice must inevitably grow together into a revolutionary movement to end capitalism.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Human Rights Council urged to condemn Iran, reappoint special rapporteur

first_imgNews Iran is stepping up pressure on journalists, including foreign journalists, in run-up to election Iran: Press freedom violations recounted in real time January 2020 Call for Iranian New Year pardons for Iran’s 21 imprisoned journalists News IranMiddle East – North Africa Receive email alerts News President Mahmoud Ahmadinejad’s government has meanwhile being accelerating the creation of a “National Internet” since last September. Supported by Ayatollah Ali Khamenei, the Supreme Leader, this project is a direct result of the Islamic Republic’s political considerations and its demonization of the foreign press and news media, especially Twitter and Facebook. The regime brands such social networks as tools used by western countries to “disseminate their values and increase their influence in the world.”One of the latest netizens to be detained is Badri Safyari, the editor of the blog Sufi. He was arrested on 6 March by intelligence ministry officials, who search his home and confiscated his computer, hard disks and CD-ROMs. The reason for his arrest is still not known.Reporters Without Borders has also learned that Iaman Amiri, a netizen studying information technology in Sweden, was arrested on his arrival in Iran on 21 January and has been held ever since. According to his family, he is being pressured to make a televised confession.Following arrest, journalists and netizens are usually placed in isolation cells and tortured to obtain confessions. Used against them during their trials, these confessions are just filmed extracts of their interrogation that are then broadcast on national TV stations and rebroadcast by the Islamic Republic’s English-language Press TV and Arabic-language Al-Alam.Iran is a glaring example of impunity. The relatives of three news providers who died in detention or in suspicious circumstances – Iran-e-Farda editor Hoda Saber, journalist and human rights activist Haleh Sahabi and the blogger Sattar Beheshti – all learned in recent weeks that their complaints have been closed for good with no action being taken.Similarly, no one has ever been held responsible for the deaths of four journalists in 1998 – Majid Charif, Mohamad Mokhtari, Mohamad Jafar Pouyandeh and Pirouz Davani – or for the death of 54-year-old Canadian-Iranian photographer Zahra Kazemi, who was arrested on 23 June 2003 and died in detention 17 days later as a result of a severe beating after her arrest.The same goes for Ayfer Serçe, a Turkish woman journalist of Kurdish origin working for the Firat news agency, who was killed by Iranian soldiers sometime between 20 and 23 July 2006 in Keleres, in Iran’s northwestern region of Azerbaijan.The deaths in detention of the young blogger Omidreza Mirsayafi, who died on 18 March 2009, and former journalist Alireza Eftekhari, 29, who died on 15 June 2009 from a cerebral attack after being beaten, have also gone unpunished. Follow the news on Iran News Reporters Without Borders urges the Geneva-based UN Human Rights Council to renew the mandate of the Special Representative on the situation of human rights in Iran when it takes a vote on Iran this week.“The UN Human Rights Council must apply sanctions against Iran for the sake of the physical safety of its journalists and freedom of information,” Reporters Without Borders said. “By renewing the Special Representative’s mandate, the Council will help defend journalists who are censored, threatened, detained arbitrarily, mistreated and sometimes tortured just for doing their job.“Since the Council’s last examination of the situation in Iran, in March 2012, more that 10 news media have been closed temporarily or for good and at least 100 journalists and netizens have been summoned for questioning or arrested by the intelligence ministry or Revolutionary Guards.” Reporters Without Borders added: “Several of these journalists have been subjected to mistreatment and torture during detention. With a total of 46 journalists and netizens currently detained, Iran is one of the world’s biggest prisons for media personnel.”One of the most recent detainees is Mohammad Javad Roh, who works for several reformist newspapers. Released on 17 March, after two weeks in detention, he was one of the latest victims of “Black Sunday,” a wave of arrests of journalists that began on Sunday, 27 January. Although some of these journalists have since been released, the crackdown on freedom of information is intensifying. The latest report by Ahmed Shaheed, the Special Rapporteur on the situation of human rights in Iran, paints a grim picture of the situation of the media and imprisoned journalists and netizens.In a sign of its intransigence towards the international community, the Iranian government refused to let Shaheed visit Iran, describing him as a “mercenary in the pay of the British intelligence services.”By blocking access to VPNs (Virtual Private Networks) since the start of March, the Islamic Republic is depriving its citizens of the last remaining way to access the international Internet. March 18, 2013 – Updated on January 20, 2016 Human Rights Council urged to condemn Iran, reappoint special rapporteur RSF_en June 11, 2021 Find out more Organisation Help by sharing this information to go further March 18, 2021 Find out more IranMiddle East – North Africa June 9, 2021 Find out morelast_img read more

Five Star President and CEO: Housing Microbubble Ahead

first_imgSubscribe Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Headlines, News, REO September 18, 2017 2,734 Views Five Star President and CEO: Housing Microbubble Ahead Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The Federation of Certified REO Experts (FORCE) met Tuesday at the annual FORCE Rally within the 2017 Five Star Conference and Expo. Ed Delgado, Five Star President and CEO, spoke to the state of the industry, which he says is headed toward a microbubble.“The market is about to change and we need to be ready,” said Delgado. “REO is going to increase in 2018 as we see more fractures in the market—how much is determined by location and how big the fall off in price points will be.”According to Delgado, the real estate market is white hot while demand is still strong. These factors are driving price points, appreciation, and values way up. However, 5 to 10 percent spikes in appreciation along with price points that are overvalued by 15 to 20 percent aren’t a new observation—it’s something he witnessed in 2007 and 2008.“This is what we think will happen in the next year: Regional or microbubbles will start to burst—pay attention to Denver, Dallas, San Antonio, Las Vegas, Phoenix, Los Angeles, and San Francisco,” said Delgado. “Delinquency will rise and foreclosures will increase.”Additionally, after being devastated by Hurricanes Harvey and Irma respectively, Delgado said Houston has an understated delinquency population by as much as 300,000 while Florida homeowner insurance deductibles will create long-term hardships putting a greater financial strain on homeowners.Delgado also spoke at the American Mortgage Diversity Council (AMDC) meeting Monday, detailing that though the group is working toward a better mortgage industry, there is still more work to be done.In 2016, Judy Dominguez of Cherry Creek Mortgage, a residential lender based out of Greenwood, Colorado, had her spousal health insurance revoked and was saddled with about $40,000 in medical bills after her wife had a heart attack. Though they have a recognized marriage, the bank cited the decision to revoke as recognizing marriage as a union between a man and a woman.“Every once in a while when discussing the AMDC I’ll have a well-meaning executive ask ‘what’s the point’,” said Delgado. “Ensuring that stories like this don’t happen again is the point.”Delgado said that discussions are important and should be had, but anyone can pull professionals together so they can say the right things and feel good about themselves. Once the steps are defined, they must be walked out.“It is up to each of us to pursue the change that we want to see with passion,” Delgado said. “The stakes are simply too high for us to give anything but our best.” Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: AMDC Diverstiy FORCE Housing Bubble Inclusion About Author: Brianna Gilpin Sign up for DS News Daily Related Articles  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago UPDATE: Though the company believes it was at all times acting within its legal and business rights, Cherry Creek Mortgage issued the following statement on August 24, 2017:”Cherry Creek Mortgage has taken this as an opportunity to reevaluate and change its health care policy. Going forward, it will cover same sex spouses in its health plan effective immediately. The company believes it is consistent with its values, and in the best interest of its employees and community.” AMDC Diverstiy FORCE Housing Bubble Inclusion 2017-09-18 Brianna Gilpin The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Five Star President and CEO: Housing Microbubble Ahead Previous: REO Update: RES.NET Launches Asset Strategy Tools Next: Five Star President and CEO: Not One Voice, Collective Voices Sharing a Common Vision Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] last_img read more

Ishrat Jahan Case- No Question Of Any Fake Encounter, Nothing To Suggest That Victims Weren’t Terrorists: CBI Court Discharges 3 Policemen

first_imgTop StoriesIshrat Jahan Case- No Question Of Any Fake Encounter, Nothing To Suggest That Victims Weren’t Terrorists: CBI Court Discharges 3 Policemen Sparsh Upadhyay31 March 2021 1:35 AMShare This – x”The act which is alleged to have been done by the accused was in discharge of their duties or purported to be in discharge of their duties.”A Special CBI court in Ahmedabad on Wednesday (31st March) discharged three policemen accused including Inspector General of Police G L Singhal in the 2004 Ishrat Jahan Encounter case. Earlier, in this very matter, former IG DG Vanzara, PP Pandey, and NK Amin were discharged and now the CBI special judge Vipul R. Raval discharged IPS officer GL Singhal, retired cop Tarun Barot…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginA Special CBI court in Ahmedabad on Wednesday (31st March) discharged three policemen accused including Inspector General of Police G L Singhal in the 2004 Ishrat Jahan Encounter case. Earlier, in this very matter, former IG DG Vanzara, PP Pandey, and NK Amin were discharged and now the CBI special judge Vipul R. Raval discharged IPS officer GL Singhal, retired cop Tarun Barot and SRPF commando Anaju Chaudhari. Significantly, with this discharge order, all six-accused policemen (out of a total of 7 policemen) who were initially arrested and charge sheeted by CBI in relation to the alleged ‘fake’ encounter case have been let off by the special CBI court without trial [NOTE: Proceedings against J G Parmar was abated following his death in September 2020.] Also, this discharge order means now the trial in the matter has come to an end (if the CBI doesn’t file an appeal against it), but it is important to note that the CBI had not appealed against the discharge of four other officers earlier. Facts in brief The applicants (IPS officer GL Singhal, retired cop Tarun Barot and SRPF commando Anaju Chaudhari) preferred an application praying that they may be discharged in connection with the offenses registered at CBI Special Crime Branch, New Mumbai. The case was registered against them for the offence punishable under sections 121(B) read with sections 341, 342, 343, 365/, 368, 312 and 211 of the Indian Penal Code and section 25/(1)(e) and 27 of the Indian Arms Act. They prayed that proceedings be dropped against them and they be discharged on the ground that the Government had declined prosecution sanction against them. It was argued that the sanction under section 197 of the Criminal Procedure Code was required and when the Government had declined the prosecution sanction then all the accused, were entitled either to discharge or the proceedings against the accused were required to be dropped. Court’s observations At the outset, the Court noted that the records and reports received from the C.B.I. were carefully and thoroughly examined by the Home Department and thereafter, order of refusal of sanction was passed based on the entire material belonging to the case. Significantly, the Court noted, “The order is passed with the application of mind and Government has also come to the conclusion that the offences committed by the present applicants are such which have been committed while discharging their official duties as police officers and also the investigation against the accused is not proper and there is no evidence against the accused.” The Court also noted that the Central Government, Government of Gujarat and Police Agencies of other States had accepted that out of 4 persons allegedly killed in the encounter, 2 were admittedly Pakistani nationals having entered into Indian territory illegally. As stated by the authorities, they were Lashkar-e-Toiba (LET) operatives and they had entered the State of Gujarat with a view to carry out a massive terrorist operation including the assassination of some important leaders as a module of terrorist operation of LeT. In fact, the Union Home Ministry, vide an affidavit pointing out that Ishrat Jahan was also a LeT operative (which became evident from the interrogation of David Headly of United States of America’s FBI that she was a suicide bomber) along with the other three persons. Court’s remarks on the Role of accused police officers Significantly, the Court noted that based on the intelligence input, which was based on ‘sound, solid and correct information, Gujarat Police was required to keep watch and supervision on the movement and activities of the above said 4 persons. Noting that they were not ‘simple and ordinary offenders’, the Court remarked, “Number of antinational and terrorist activates were spread all over India, more particularly in Gujarat State. Being high rank police officers, it was their boundant duty to take necessary steps in order to maintain law and order.” Stressing that there was no question of any fake encounter on the part of any such police officer, the Court observed that seriousness and gravity of information cannot be ignored by high rank police officers and that they are always dedicated to their duties. The Court also stated that looking at the material found from the Indica Car, it was established that the information was correct, sound and there was a substantial force in the information. “Therefore, these 4 persons were required to be prevented from all these aforesaid activities,” added the Court. In all these circumstances, the Court opined that all the high-rank police officials of Gujarat State were answerable to the public at large and government also. Therefore, the Court held that, “The act which is alleged to have been done by the accused was in discharge of their duties or purported to be in discharge of their duties.” Lastly, noting that when the court earlier observed that the act of accused was while discharging official duties, nobody challenged the order, the Court said, “There is nothing on record even prima facie to suggest that the victims were not terrorists, the I.B. inputs were not genuine.” About Ishrat Jahan EncounterOn June 15, 2004, Ishrat Jahan (a 19-year-old woman from Mumbai) was killed along with Javed Shaikh, Amjad Ali Akbarali Rana, and Zeeshan Johar by Gujarat police in an encounter near Ahmedabad.The Police had claimed that all four were terrorists, who had plans to assassinate the then Gujarat Chief Minister, Narendra Modi, however, a high court-appointed Special Investigation Team had later on concluded that the encounter was fake, after which the CBI had proceeded to register a case against various police officials.Click Here To Download OrderRead OrderNext Storylast_img read more

Seamus O’Domhnaill on the loss of his seat

first_img Important message for people attending LUH’s INR clinic Community Enhancement Programme open for applications Nine til Noon Show – Listen back to Monday’s Programme Facebook Twitter Pinterest Pinterest WhatsApp By News Highland – May 26, 2019 Loganair’s new Derry – Liverpool air service takes off from CODA Twitter Seamus O’Domhnaill on the loss of his seat Google+ Facebook Previous articleGallagher, Mc Garvey, Mc Clafferty, and Molloy elected in GlentiesNext articleNinth Count in Donegal sees Kennedy inch closer to quota News Highland Cathairleach of Donegal County Council Seamus O’Domhnaill has been reflecting on the loss of his seat, saying media coverage of an LIS application in his name was manipulated.He spoke to Greg Hughes…… News, Sport and Obituaries on Monday May 24th WhatsApp RELATED ARTICLESMORE FROM AUTHOR Arranmore progress and potential flagged as population grows Google+ Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/05/ssodout.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Homepage BannerNewsx Elections 2019last_img read more