Image by New York State Police.OLEAN – New York State Police have introduced its newest K9 member in Allegany and Cattaraugus Counties.K9 Nicki is named in honor of Trooper Nicholas Clark, who was killed in the line of duty on July 2, 2018.Police say Nicki will be Trooper Dean Nolte’s third narcotic canine partner. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)
Since their inception, I suspect, credit unions have been trying to come up with a clever word to replace the noun, verb, and adjective that so succinctly describes financial institutions and the transfer of money within and between them. I’m referring of course to the B word. It’s a word some credit unions embrace and even use to describe themselves, while others steer clear of it to differentiate themselves from their FI counterparts. I recall speaking with a credit union executive who avoided the B word like the plague, even rejecting the notion of piggybanks. I asked him for an alternate phrase to describe the change holders and he lightheartedly replied “piggy credit unions.”Alas, there is a solution, for credit unions that choose to put it into play, that will bring an end to banking at member-owned cooperatives. The question challenge is, which credit unions will be the first to adopt this solution? We’re talking about semantics, so let’s consider what is involved.As difficult as it is to create a term to replace “banking,” the larger challenge is getting it to stick. It would take an extremely innovative marketing campaign to capture attention and create stickiness. Moreover, like a cheerleading squad, every employee from the front line to the back office and up and down across all disciplines would have to be onboard. Buy-in from within is essential to the success of any campaign.Traditionally, credit unions have not been known as trendsetters, but as they continue to outpace small banks in market share (DiSalvo J. a., 2017), so too have they grown in popularity. The image that credit unions are “your grandfather’s financial institution” is dissipating.While discussing with another credit union executive the benefits of engaging the community through financial education and simultaneously promoting credit union membership, he quipped about neither having the time nor budget to teach the masses what a credit union is. He understood my reasoning and I understood his, and after our brief meeting, I understood why he branded his CU as a bank. Thousands of other CUs, however, prefer to differentiate themselves from banks especially given the current climate that is a distaste for big banking.The terminology I am about to suggest will not change the financial industry overnight. If employed successfully, it will happen slowly over time as one-by-one credit unions adopt the nomenclature. Nor am I offering the ultimate panacea. Perhaps my suggestion will prompt more synonyms for the B word that can be used in various parts of speech. The key is to find a word or phrase that needs no explanation, no tag line. It just needs to be used, and like the dozens of new words and phrases that enter the English language year after year, it needs to be repeated to the point it sticks.Whether making a deposit or a withdraw, applying for a loan or checking balances, or settling account disputes, when we visit our financial institution, we conduct either a personal or business Financial Transaction. FT or Efty. That’s it! It’s that simple.As a noun:Your FTs are safe and secure with our online system.Your efties are safe and secure with our online system.As a verb:FT with us and rest easy, knowing your hard-earned money is protected.Efty with us and rest easy, knowing your hard-earned money is protected.As an adjective:As your FT partners, we’re always here to offer sound solutions.As your efty partners, we’re always here to offer sound solutions.Before you discard FT or efty as nonsense, think about the first time you heard the word Google, or the abbreviations OMG and LOL, or the acronym MAGA. Politics, texting, and search engine preferences aside, the first time you heard any of these you likely said, “Huh?”Now, about that cute, little, hollowed out, porcelain coin container…. We could call it a coin hog but piggybank is simply classic! 101SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Lorraine Ranalli Lorraine Ranalli is Chief Storyteller & Communications Director, as well as published author. Her most recent work, Impact: Deliver Effective, Meaningful, and Memorable Presentations, is a pocket book of public … Web: LorraineRanalli.com Details
Zurich, SwitzerlandCredit: Susanna RustSwiss medical fund board members acquitted In an unrelated court ruling, six members of the investment board of a small Swiss pension fund were acquitted of misappropriation.ACSMS – the pension fund for medical and social services in the Sarine district in the canton of Fribourg – had to the liquidated in 2015 after it suffered major losses on an investment.In 2009 it awarded a CHF45m mandate – 80% of its assets at the time – to a single fund manager that proceeded to invest in risky foreign investments.The commercial court of the canton of Fribourg has now ruled that the members of the investment committee could not have known that the investment decision might have been fraudulent.An ACSMS director, who proposed the investment, is still facing legal proceedings for alleged fraudulent actions. One of Switzerland’s largest pension funds has won a legal battle to reclaim commissions from one of its asset managers.The CHF33bn (€28.1bn) BVK, the Pensionskasse for the canton of Zurich, will receive CHF20m of cash not forwarded to the pension fund by the unnamed asset manager.The court ruled that the manager must pay CHF12.5m in commissions it had received for selling shares, plus CHF7.5m in default interest.In a press release BVK said the money would be added to the members’ assets. It added that the legal fight before the commercial court for the canton of Zurich had been “protracted and time consuming”. Debates on commission fees started to gain real momentum in Switzerland after a federal court (Bundesgericht) ruling in 2012 .This ruling decided that all banks or independent asset managers receiving commission fees for selling fund products to Pensionskassen and other client types must pass these fees on to the entity making the actual investment in the fund.At the time, a report from Reuters claimed Swiss asset managers had gained as much as CHF7bn from such commissions, known as ‘retrocessions’.Two years later, some Swiss Pensionskassen mulled taking legal action against asset managers and banks refusing to pay back these commissions.However, until June 2017 it had been unclear how far back claims could be asserted. The Bundesgericht then clarified a 10-year period of limitation.Since the first verdict, several media outlets had reported agreements between banks and financial service providers but rarely revealed names or sums involved.The BVK is the first Pensionskasse to openly report about its legal battle and the sum it won for its members.
Charlie’s became a staple of Gold Coast life in the ’70s and ’80s where families would flock during the day and shift workers, taxi drivers and party animals would be well catered for at night. Mr Wriggles died of a heart attack in the early ’80s and Mrs Wriggles took over running the business and became a popular fixture at the restaurant. She died in August, aged 90. Gold Coast stalwart Rita Wriggles was best known for owning Charlie’s in Surfers Paradise from the early 80s to 1995. The Wriggles owned the home at 7 Valencia Ave, Isle of Capri, for more than 40 years.Her family have made the difficult decision to sell the three-bedroom family home at 7 Valencia Ave for the first time in its history. Graham Wriggles, the son of Rita and Brian, said the house had been in the family for more than 40 years and he would be sad to see it go. “Dad retired from the navy in the 1970s and went back to his beloved Queensland and that’s when he bought the property,” he said. “Mum loved the fishing and dad loved his boat and it was close to Surfers.“They started Charlie’s in 1977, turned it from a fairly nice coffee shop into a 24-hour ripper.” It’s the first time its been up for sale since it was built.More from news02:37International architect Desmond Brooks selling luxury beach villa9 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day ago The waterfront house offers three bedrooms, two bathrooms and a pool.The property is listed with an expressions-of-interest campaign closing on December 4 through Lucy Cole and her self-titled agency. “It’s original condition but has been all tarted up,” Ms Cole said. “They (Rita and Brian) bought it off the builder. It was one of the first homes on the Isle of Capri. “The reason they chose Isle of Capri was its proximity to the cafe, beach and river. It’s a sought-after location.”Ms Cole said the property was likely to attract a range of buyers including land bankers, investors, holiday-makers, renovators or those looking for a new home site. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:27Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:27 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenWhy Spring 2019 is a good time to sell01:27 The former family home of Rita and Brian Wriggles, the couple who started Charlie’s Restaurant Bar and Cafe, has been listed for sale.THE former home of the couple behind one of Surfers Paradise’s most famed restaurants has hit the market. The Isle of Capri house was purchased by Rita and Brian Wriggles in the 1970s before they opened what would become a Gold Coast institution – Charlie’s Restaurant Bar and Cafe. MORE NEWS: A Queenslander that might be your cup of tea MORE NEWS: International buyers splash big cash on rainforest estate
For the third consecutive race in Europe, reigning Nigeria’s sprints record holder, Blessing Okagbare-Ighoteguonor, failed toÂ live up to expectations of her incredible African record-smashing early season performance as she could only place fifthÂ (11.29 seconds) in the 100m race at the Bauhaus-Galan IAAF Diamond League meeting in Stockholm, Sweden yesterday.Britain’s Dina Asher-Smith ran inside 11 seconds for the second time in under five days to claim victory in 10.93 secondsÂ ahead of the woman who out-dipped her in Oslo last Thursday, Cote D’Ivoire’s Muriel Ahoure (11.03) with reigning CommonwealthÂ Games champion, Ahye Michelle-Lee of Trinidad and Tobago finishing third in 11.11 seconds. Okagbare-Ighoteguonor first showed her dip in form penultimate weekend at the Fanny Blankers Koen Games in Hengelo, TheÂ Netherlands where she ran 23.03 seconds to place sixth in the 200m, a performance that got the TV commentator querying herÂ early season 22.04 seconds world leading run in Abilene, Texas only two and half months ago.The Nigerian was expected to prove in Oslo, Norway last Thursday that what happened in Hengelo was a one-off but she failed toÂ convince doubters following her 11.12 second run to place fourth.All eyes were thus on her Sunday in Stockholm at the fourth leg of the Diamond League series to make amends but it was not toÂ be and the Nigerian will now be hoping she gets a lane in 18 days time in Paris when the train makes its fifth stop.For her effort in Stockholm, Okagbare-ighoteguonor gets four points and $2,500 in prize money.Interestingly however, she hasÂ now moved to second in the IAAF Diamond League standings with 18 points, nine behind Ahoure who is on 27 points while Asher-Smith has moved on to third with 18 points.Okagbare-Ighoteguonor will almost certainly make the final of the event in Zurich in 79 days time as the top eight finishersÂ on points are awarded lanes in the final where running to become the “IAAF Diamond League 110m Champion” will be the onlyÂ focus as well as the $50,000 top prize money, a Diamond Trophy and a wild card for the IAAF World Championships in Doha, QatarÂ next year.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram
In his Wednesday meeting with the media, Lane Kiffin was asked if USC’s matchup against Syracuse and its up-tempo offense on Saturday would be like “basketball on grass.”Kiffin’s response: “It’s our job to change that. It’s our job to get a good pass rush going.”On their toes · Junior cornerback Nickell Robey and the USC defense will be tested against Syracuse’s passing game. Orange quarterback Ryan Nassib threw for 482 passing yards last weekend against Northwestern. – Chris Pham | Daily TrojanThe Trojans’ coach is aware of the obvious predicament: Syracuse can score.In its season opener against Northwestern last week, a 42-41 loss, the Orange amassed 596 total yards, including 482 by way of the right arm of quarterback Ryan Nassib, who set a school single-game passing yards record. Nassib, who in total tallied 512 yards, also managed to break program records for completions (45) and attempts (66).“You’ve got a quarterback who threw for more yards than anybody in the country,” Kiffin said of the 6-foot-2 senior signal caller, whose 482 passing yards place him atop the Football Bowl Subdivision after week one. “And a lot of people played football Saturday.”But after scoring more than 40 points in its opener, a 39-point win over Hawai’i, No. 2 USC (1-0) will be expected to keep pace with that fast-paced attack in the inaugural “New York’s College Classic.” With its unit highlighted by a handful of familiar names – senior quarterback Matt Barkley and wide receivers Marqise Lee and Robert Woods, among others — USC has scored at least 40 in five of its last six contests, spanning to last October. That’s to say its next matchup could very well become basketball on grass. Both can score.Saturday’s game is slated for a 12:30 p.m. kickoff at MetLife Stadium in East Rutherford, N.J. It will be the Trojans’ first road game of the season.“This is going to be a big test for our guys,” Kiffin said. “Last week we weren’t really tested much. We have to do better.”USC should, though, at least get a bit of a boost on defense after missing three starters against Hawai’i.Sophomore middle linebacker Lamar Dawson and junior cornerback Torin Harris insist they’ll be back in the lineup after being sidelined with injuries. Should they in fact suit up, Dawson will likely replace redshirt freshman Anthony Sarao, as sophomore Hayes Pullard moves back to his normal weakside linebacker position after temporarily starting in the middle against the Warriors.“Hopefully, I just get on the field, make plays and get everybody lined up,” Dawson said.Similarly, Harris should displace another makeshift starter in sophomore Anthony Brown, who will slide over to the nickel cornerback slot. Senior defensive end Wes Horton’s status, though, remains unknown.Even with their absence, the Trojans managed to force four turnovers against Hawai’i, including two interceptions. And as Syracuse (0-1), under fourth-year coach Doug Marone, plans to throw upward of 50 times, players don’t appear fazed — not yet anyway.“I like any team that likes to throw,” said junior cornerback Nickell Robey. “I’m up for it. It gives me another chance to break on routes, bait up defenders, bait up quarterbacks.”Though Kiffin suggested keeping the game at a slower pace as a result of the Orange’s no-huddle offense, USC hardly appears uncomfortable playing at a faster tempo. A week ago, it jumped out to a 20-0 lead in less than 12 minutes, highlighted by touchdowns of 75 and 31 yards. Not to mention it threw the ball 30 times in the opening half and later a 100-yard kick return from Lee.Named Pac-12 Player of the Week, Lee, in particular, has been explosive as of late. Since last November — which encompasses five games — the sophomore wideout has caught 49 passes for 806 yards and seven touchdowns. And USC, as a result, has been 5-0.“A few guys in our group are explosive,” said Tee Martin, USC’s first-year wide receivers coach. “But Marqise does a good job of running past people and threatening people deep down field. He was that last year and this year hopefully we can get him to continue to do that. He’s a big-play type receiver.”All week long, USC has been contending its foremost priority is slowing down Syracuse and preventing big plays, but its own ability to score and score quickly might serve it well enough as it looks to beat the Orange for the fourth time in the four meetings between the programs.“We want to be able to start well again,” Kiffin said. “We’ve been fortunate to do that.”
Emily Smith | Daily TrojanAdoree’ on offense? · Junior Adoree’ Jackson may suit up as a wide receiver in addition to his defensive and kick return duties.USC football held practice at Howard Jones Field on Wednesday, desperate for momentum after dropping two of its first three games. The Trojans suffered a loss at Stanford last weekend, prompting a quarterback change from head coach Clay Helton, and they look to get their season back on track with a win at Utah on Friday.Dynamic DefenseCornerback Adoree’ Jackson went through some offensive drills after practice. Helton said they were routine and didn’t mention anything about getting his junior more involved on offense, but he did praise Jackson’s impact on that side of the ball.“He’s one of the most football-smart guys I have ever been associated with. [He’s] so instinctive, it literally takes a walkthrough meeting and he’s ready to go,” Helton said. “We always carry six to eight plays for him.”Helton emphasized, however, that Jackson and the rest of the Trojan defense had to make strides after an inconsistent start to the campaign. USC has been susceptible to giving up the big play in recent weeks, a tendency Helton was keen to eliminate.Although there is much work still to be done, Helton was optimistic, pointing to another group of players that has made similar adjustments in the season’s early going.“You’ve seen the offensive line getting better with each week, and that’s what our whole team needs to do,” he said. “It comes through reps, experience, and meetings.”Helton also admitted he carries the responsibility of effecting change and correcting mistakes in the program.“It starts with me,” he said. “I take a lot of pride in guys doing the right thing, and I look forward to those corrections being made this week—and in a hurry. We need them to.”Injury UpdatesHelton provided updates for a number of injured Trojans, including redshirt senior tight end Taylor McNamara, whose foot injury was confirmed as a bruise after x-rays were negative.Offensive tackle Chuma Edoga sat out practice with a stomach virus, and the sophomore required three bags of fluid from an IV. Helton said he hoped to have his lineman back by Thursday’s morning walkthrough.Redshirt sophomore Malik Dorton was called a “game-time decision,” as the defensive tackle continued to nurse a hip issue. Freshman tailback Vavae Malepeai also practiced for the first time since breaking his scapula in late August. Helton estimated Malepeai was still about two weeks away from contact drills but called the freshman’s return “really, really good news.”Junior John Plattenburg was also back in practice after losing over a month to a concussion. Helton was impressed by how well his safety was recovering but admitted the coaching staff had to be “extra protective” easing him into action. Next week’s game against Arizona State was mentioned as a possible return date.Defensive tackle Noah Jefferson was away from the team dealing with personal issues, and Helton said the sophomore would be back on campus on Friday. Jefferson will not travel to Utah but was ruled out of the game regardless thanks to a lingering shoulder problem.The team flies out for Salt Lake City on Thursday with rain in the game-time forecast, and USC will take on the Utes at 6 p.m. on Friday.“We’ve prepared [for rain] for three days,” Helton said. “We’re looking forward to getting to Utah and competing against them.”
Photo © Tipperary GAA Cathal Barrett is to return to the Tipperary hurling squad for the new season.The All Star defender was released from the squad last May for disciplinary reasons – however following recent talks with the Tipp management team he is set to rejoin as preparations begin for 2018.Meanwhile Tipp’s John O’Keefe has announced his retirement from the inter-county scene – the Clonoulty Rossmore man has won Senior and Minor All Ireland’s with Tipp.
“Dorian was the strongest hurricane of record to make landfall in The Bahamas and unquestionably our worst natural disaster. It will take years for us to fully recover, considering the economic loss and damage to infrastructure totalling an estimated US$3.4 billion dollars,” he said, adding that the hurricane contributed to the loss of many lives, whose families are currently grieving. Acting Senior Meteorological officer, Marshall Alexander, noted that consistent with the past five years, there were at least two tropical storms before the official start of the 2020 hurricane season. “For instance, in 2019 Category 5 Hurricane Dorian hit the Bahamas as the strongest hurricane on record, bringing massive devastation and many casualties,” it recalled. He said the COVID-19 pandemic, and necessary emergency measures implemented by the government to suppress the spread of the corona virus and save lives, have understandably slowed national preparation efforts for this hurricane season. Minister of State for Disaster Preparedness, Management and Reconstruction in the Bahamas, Iram Lewis, told a news conference on Sunday that the destruction caused by Hurricane Dorian last year is a reminder to all, that it only takes a direct hit by one hurricane to cause widespread destruction to our country. Dominica which was among Caribbean countries hit by Hurricane Maria is also urging residents to take all precautions. “Disaster preparedness is everybody’s business. That is, it is the responsibility of each and every one of us, inclusive of the NEMA, the DRA, other government agencies, communities, private sector, civic society and households, to be ready, so as to ensure that the impact on our lives, our properties and our livelihoods is minimized,” Lewis added. “In fact plans were in place for a national week of activities, cantered on hurricane preparedness – some activities included school visits, and live hurricane drills. Nevertheless, with the use of technology many of the activities were addressed in meetings with Island Administrators and focal persons, who represented government agencies that are attached to the Emergency Support Function (ESF) body. “The COVID-19 pandemic, with its requirements for social distancing and stay-home measures, as well as the additional burden it has placed on health infrastructure, means that the forthcoming hurricane season will be especially challenging. It also means that the need for reliable forecasts with longer lead time and coordination disaster management plans are more important than ever before,” the World Meteorological Organization (WMO) has warned. The Caribbean Meteorological Organization (CMO) is also urging the region to be fully prepared for the six-month hurricane period as well as the impact of the coronavirus. BRIDGETOWN, Barbados – The 2020 Atlantic Hurricane Season begins today with a prediction of an above-normal hurricane season and the Caribbean having to deal with the effects of the coronavirus (COVID-19). They said there is unlikely to be an El Niño event, which typically suppresses hurricane activity. “Each year, storm surge, flooding, extreme winds, tornadoes and lightning associated with hurricanes and tropical cyclones causes destruction and loss of life. “We have studied the lessons of Dorian and note that strengthening our systems and making them more resilient are key components of the policy efforts that are being led by my ministry. The government is committed to building back with resiliency and incorporating green and smart technology. Reconstruction work is being led by the Disaster Reconstruction Authority (the DRA), which is also part of my Ministry.” Lewis said that it is noteworthy that forecasters have predicted an above average hurricane season this year. The US-based NOAA’s Climate Prediction Center, is predicting that there will be a 60 per cent chance of an above-normal season, a 30 per cent chance of a near-normal season and only a 10 per cent chance of a below-normal season. The Atlantic hurricane season runs until November 30. NOAA’s Climate Prediction Center is forecasting a likely range of 13 to 19 named storms, of which six to 10 could become hurricanes, with winds of 119 km/h (74 mph) or higher, including three to six major hurricanes (category 3, 4 or 5; with winds of 178 km/h (111 mph) or higher). An average hurricane season produces 12 named storms, of which six become hurricanes, including three major hurricanes. CMC “With the recently announced phased opening up of the country we are now able to fine tune our preparations and get back to full-paced planning and implementation efforts.” Weather officials said that the combination of several climate factors is driving the strong likelihood for above-normal activity in the Atlantic this year. “With the hurricane season upon us the nation is also dealing with a health and physical safety situation….posed by the COVID-19 pandemic. Resident must continue to follow the safety protocols (and) as always the key message is to be prepared,” he added. “Also, warmer-than-average sea surface temperatures in the tropical Atlantic Ocean and Caribbean Sea, coupled with reduced vertical wind shear, weaker tropical Atlantic trade winds, and an enhanced west African monsoon all increase the likelihood for an above-normal Atlantic hurricane season. Similar conditions have been producing more active seasons since the current high-activity era began in 1995. “In recent years we have witnessed the effects of climate change on tropical weather systems, where warmer seas are now giving rise to severe natural disasters. Storms that were once categorized as one (1) or two (2) are now regarded as super-storms in category five (5) and above. On landing these storms cause death and catastrophic damage.